Proposal of an insurance solution

We are witnessing, more than ever before, the complexity of financial institutions and the risks associated with them. Whether you are a bank, insurance company, stock exchange, hedge fund, VC or private equity, you face numerous risks, such as:

• Lawsuits against directors and officers
• Infidelity of employees
• Third party and cybercrime
• Credit card fraud
• Customer dissatisfaction
• Employee claims
• Claims as a result of professional services
• Property damage

There is no comprehensive insurance solution for the above risk areas; a combination of the following coverages addresses the risks of financial institutions as needed:

• Insurance of directors and officers
• Professional liability insurance
• Bankers’ Blanket Bond
• Insurance against electronic and computer crime
• Credit card fraud insurance
• Insurance of cash in transit etc.
• Property damage insurance

Each construction or installation project is specific with regard to the type of work and the environment in which it is carried out, and carries with it a number of risks such as construction accidents, natural disasters, clumsiness or malicious intent, burglary, liability, clean-up costs due to major damage, damage existing or surrounding property, destruction of high-value parts or components for installation or destruction of key equipment en route to the construction site and many other risks. All project participants, such as designers, surveyors, contractors, investors, etc., are exposed to various risks that can be minimized by an optimal insurance policy.

An important step is to recognize and raise awareness of the existence of risks that can threaten the business of every participant in a construction or assembly project, in which S Advisory doo plays a key role.

In the process of creating an insurance program, we always take care to optimize insurance costs in order to achieve the best possible ratio of premium and insurance coverage, and we have also participated in the creation of insurance for various projects such as hotels, shopping centers, commercial and residential buildings, wind farms, hydroelectric plants and various cogeneration plants, factories, roads, bridges and overpasses and other projects.

Insurance of companies in the field of transport, forwarding and logistics requires a particularly careful approach to risk analysis, considering the variety of risks that occur and the complexity of business. Good knowledge of the client’s business by the insurance consultant is a prerequisite for identifying risks such as liability for shipping, liability for manipulation of other’s goods in the warehouse, liability for transport, insurance of goods in transit, liability insurance for postal shipments or distribution of packages, insurance of vehicle fleet, property, etc. and creating an adequate insurance program.

S ADVISORY doo can offer insurance solutions and has extensive experience in working with companies from all types of transport and logistics.

Healthcare facilities are increasing and expanding as the healthcare industry continues to evolve. However, as the industry evolves, healthcare facilities are subject to many risks such as professional liability, third party liability, property damage, etc. Also, environmental exposure can easily result in lawsuits against the facility. Exposures such as chemicals, storage tanks, air quality issues, waste transportation and disposal, and more are risks that healthcare facilities must be aware of. The increased cost of malpractice is another big reason for health care insurance, so why take the risk? An accident or incident is inevitable. Make sure you have health insurance so that your facility and medical professionals can operate without worry.

We provide insurance for healthcare facilities including hospitals, ambulatory surgery centers, emergency rooms, nursing homes, maternity homes, assisted living facilities, clinics and more.

Finding the right insurance to protect against the associated risks can be challenging and requires an expert understanding of the insurance market to ensure you have the right coverage for your business.

With years of experience finding insurance for clients in this industry, we really know the industry and the key coverages required. We use our extensive knowledge to organize your leisure and hospitality insurance in a simple and carefree way.

We provide insurance solutions to companies from the energy sector (renewable energy, gas, oil) and all types of manufacturers such as different types of factories or workshops. Our task is to discover the exposure of our client’s business to various risks and provide comprehensive insurance solutions:

General liability insurance and professional liability coverage, which helps cover damages resulting from injury or property damage caused by your business, as well as claims related to the professional services you provide.

Commercial property insurance helps protect your business premises and the equipment you use. Commercial property insurance can help protect these tools whether you own or rent them.

Business interruption insurance helps you cover lost income if you are unable to operate your manufacturing business due to covered property damage or loss, such as fire or storm.

We can provide comprehensive insurance for aircraft, airports, air traffic control, ships (hull and machinery, loss of charter, protection and indemnity), yachts, ports, terminals, marinas and shipyards.

Small and medium-sized enterprises (SMEs) are often overlooked because they are too small to be dealt with by large banks and insurance companies, and they usually do not employ risk experts to deal with the complexity of risks. For this reason, small and medium-sized companies are left with pre-defined solutions for insurance business that are often not adequate.

We understand that small and medium-sized enterprises are particularly exposed and sensitive to various threats that can have a huge impact on business continuity. That is why at S Advisory doo we apply an individual approach to each of our clients in order to understand the client’s needs and provide an adequate and optimized insurance solution.