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General (non-contractual) liability insurance covers the liability of the insured arising from the performance of his registered activity, ownership, possession or specific property, legal relationship and for damage resulting from death, injury to body or health, as well as damage or destruction of property of a third party.
Liability claims for death, personal injury, and damage or destruction of third-party property can be enormous and can be a huge burden on business. Considering that such cases are extremely difficult to predict, and that they can happen in different situations, even when it is least expected, it is definitely advisable to contract an adequate general liability insurance policy.
This type of liability covers the civil-legal contractual (professional) liability of the insured for damage caused to injured persons as a result of non-fulfilment, deficient fulfillment or delay in fulfilling the contractual obligation of the insured. In other words, damages arising from the provision of professional services that may be committed by the Insured’s employees are covered.
Injuries at work are, unfortunately, very common, and the cases in which injured workers decide to file a compensation claim or a lawsuit against their employer in the event of an injury at work for which they consider their employer responsible are becoming more frequent.
Sometimes such claims can be very complex and high and can seriously threaten the business of the company, which is why companies are increasingly taking out employee liability insurance policies.
If you are involved in the production or distribution of the product, you are exposed to the risk of liability for the correctness and quality of the product delivered to the end customer and for any material and/or non-material damage caused to a third party as a result of the use of such product.
The liability insurance policy for a defective product ensures the liability of the insured for damage caused by death, bodily injury or health, and damage and/or destruction of property of third parties, which occurred due to the use of a defective product that the insured put on the market.
S Advisory doo will help you assess your company’s exposure to various risks, choose the right insurance and arrange adequate insurance policies, taking into account the intensity and type of activity you are engaged in.
Contact us and we will find the best insurance solution according to your needs.
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